Person holding a phone while banking

Mobile Banking

Take your account access to go with our full-featured mobile banking app that includes photo check deposit

Get A Free $5 Check When You Download The Royal Mobile App!

Stop by any Royal office and we’ll help you set up our mobile app, provide directions on how to use mobile deposit, and even give you a $5 check for you to deposit into your Royal account! Learn More

Wondering What You Can Do With Our Mobile App?

From checking your balance to depositing a check, viewing your statements to getting real-time account activity alerts, our mobile app has you covered.

Person using RCU's Mobile App

Mobile Check Deposit

You don’t have to go to an office to deposit a paper check anymore. When you use mobile check deposit, you simply sign the check and take a photo of the front and back to process the deposit. Keep the check in a safe place for your records.

Person making a mobile check deposit

Biometric Login

You can securely log in to our mobile app using your face or fingerprint on supported devices. This speeds up the process of logging in by saving you from typing in your username and password.

Manage Your Account & More

Online banking gives you access to all your account information in one location. You can:

  • See balances and transaction history
  • Freeze your debit or credit card
  • Reorder paper checks
  • See your FICO® credit score
  • Get real-time alerts for deposits, withdrawals, and balances
  • Use our free Pay a Bill service to pay bills
  • Transfer funds or make loan payments
  • View and print your account statements
  • Apply for a new loan or open a new account
  • Place a stop payment on some types of transactions
  • Access your credit card preferences
  • Report a debit card or credit card as lost or stolen to receive a replacement
  • Find a Royal location or ATM

Get The App

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Get Help With Mobile Banking