Prepaid Visa® Cards
Prepaid Visa® cards make a great gift idea and are available to purchase at any Royal office location
If you're looking for the gift that always fits, a prepaid Visa® card is a wonderful idea. Any Royal office can issue prepaid gift cards in amounts from $10 to $1,000. Visa® gift cards can be registered online to protect the funds in case the card is lost, stolen, or damaged. If you purchase a Visa® gift card for $500 or more, we'll even help you register it before you leave our office.
Visa® Prepaid Gift Card Details
- Works anywhere Visa® is accepted in the US
- Check the balance and transaction history by phone or online
- Register online to protect funds if your card is lost or stolen
- There is a charge of $2.50 per card for processing and loading funds
- Includes a PIN for use at debit terminals
- If a card is inactive for 12 consecutive months, beginning the 13th month there will be an inactivity charge of $4.95 assessed to the card each month until the card either becomes active or reaches a zero balance
Purchasing Multiple Gift Cards?
We recommend that you schedule an appointment at an office if you plan to purchase more than a few gift cards.
Frequently Asked Questions
What are Prepaid Visa® cards from Royal Credit Union?
Prepaid Visa® cards from Royal Credit Union are preloaded gift cards that work anywhere in the US that Visa is accepted. They make a great gift idea for birthdays, holidays, graduations, or any occasion. Any Royal office can issue prepaid gift cards in amounts from $10 to $1,000.
Where can I buy a Prepaid Visa® gift card?
Prepaid Visa® cards are available to purchase at any Royal office location. If you plan to purchase more than a few gift cards, we recommend that you schedule an appointment.
Do Royal’s Prepaid Visa® gift cards have any fees?
Yes, there are two fees to be aware of. First, there is a processing and loading fee of $2.50 per card charged at the time of purchase. Royal occasionally offers a $0 processing fee promotion, so keep an eye on our promotions page for current offers. Second, if a card is inactive for 12 consecutive months, beginning the 13th month there will be an inactivity charge of $4.95 assessed to the card each month until the card either becomes active or reaches a zero balance. To avoid the inactivity fee, simply use the card at least once every 12 months. There are no other ongoing or hidden fees associated with the card.
Can I use Royal’s Prepaid Visa® gift card at an ATM?
Yes! The card includes a PIN for use at debit terminals. This means you can use it at point-of-sale terminals that require a PIN entry, giving you added flexibility for how the card is used.
Can I load additional funds to Royal’s Prepaid Visa® gift card after purchase?
No. Royal's Prepaid Visa® gift cards are not reloadable. The amount you choose at the time of purchase, from $10 to $1,000, is the total value loaded onto the card. Once the balance is spent, the card cannot be topped up with additional funds. If you need more, you can purchase a new Prepaid Visa® gift card at any Royal office location. If you're looking for a reloadable payment option, consider opening a Royal checking account with a Visa debit card.
