Homeowner Express Loan
Fast funds for your home improvement projects at a fixed rate with no collateral
Call us at 800-341-9911 or visit an office
Royal’s Homeowner Express loan helps homeowners get funds for home improvement projects like a new roof, furnace, flooring, furniture, driveway, and more.
- Homeowner Express loans don’t require any collateral, so you don’t need to borrow against your home’s equity.
- Loans are limited to a maximum amount of $20,000 and a maximum loan term of 5 years.
- Rates are fixed and determined by credit score.
- Must be a homeowner or pay lot rent on a mobile home to qualify
Because of these simpler borrowing rules, most Homeowner Express loan applications will receive fast, same-day decisions and have approved funds deposited to your account as soon as the next business day!
The Homeowner Express loan features fixed rates, eliminating the risk of a payment increase due to market changes and giving you confidence that your monthly payment will remain the same for the life of the loan.
How is the Homeowner Express loan different from a Home Equity Line of Credit?
Interested in a Home Equity Line of Credit? Learn More
Homeowner Express Rates
Borrowing limits apply to unsecured loans: $700 or lower loan amount cannot exceed 37 months and $700.01-$1,400 loan amount cannot exceed 49 months.