Money Market
Money Market accounts let you earn higher dividends on higher balances
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Two Ways To Save! 4.50% APY* 9-Month & 4.15% APY* 15-Month Certificates Available.
Royal certificates can help you save for all of life’s milestones. Open now or see all certificate rates
A Money Market account combines the high dividend rate of a savings account with the check-writing feature of a checking account. Our tiered Money Market rates mean that higher balances earn a higher rate. Your funds are federally insured and not subject to market risks, so a Money Market can be a wise investment, especially if you have a large balance. You’ll also be able to access your Money Market funds at any time.
Get More Flexibility
- No minimum balance
- No monthly maintenance fee
- No minimum investment period
- Free personal checks
More About Money Markets
- Money Market account funds are kept at Royal in a deposit account
- Money Market accounts are not subject to market risks
- Account funds are federally insured by NCUA
Free Money Market Technology Features
- Free real-time alerts via our mobile app, text message, or email
- Free online banking and free mobile app
- Free camera check deposit using the mobile app
Other Free Money Market Features
- Free direct deposit
- Free stop payments
- Free CompuTeller access
Current Money Market Rates
How to Get Started
Not a Member?
If you don’t have any open Royal accounts, or if you're not the primary owner of an existing Royal savings account, use the button below to get started!
Already a Member?
If you already have an open Royal personal account, log in to online or mobile banking to start your new account application.
Prefer to Visit an Office?
We're here to help open your account in person! Schedule an appointment to meet with a Royal expert at the office of your choice.
