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Royalty Offers, Promotions & Perks

These promotions and perks are available to all Royal Credit Union Members. Become a Member today!




Two Ways To Save! 4.50% APY* 9-Month & 4.15% APY* 15-Month Certificates Available.

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Two Ways To Save! 4.50% APY* 9-Month & 4.15% APY* 15-Month Certificates Available.

Royal certificates can help you save for all of life’s milestones. Choose between a 4.50% APY 9-month certificate or a 4.15% APY 15-month certificate and watch your savings grow! Don’t miss this special offer—lock in these fantastic rates for higher returns!

$250 checking promo tile

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Switch To Royal And Get A $250 Bonus*

Royals checking accounts give you more! Get a $250 bonus when you switch to Royal by December 2.

Person taking a photo of a check on mobile phone

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Get A Free $5 Check When You Download The Royal Mobile App!

Stop by any Royal office and we’ll help you set up our mobile app, provide directions on how to use mobile deposit, and even give you a $5 check for you to deposit into your Royal account!

Prepaid VISA cards

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$0 Processing Fee On Visa® Prepaid Gift Cards*!

Holiday shopping is made easy with Visa® prepaid gift cards! Purchase yours at any Royal office from now until December 31, 2024 and we’ll waive the card processing fee! This special offer will save you $2.50 per card.

Happy couple after financial review

Financial Education

Free Financial Review

Whether you want to make a budget, save for a down payment on a house, or save money on your loans, our free financial review gives you the opportunity to meet with a Royal expert and receive personalized recommendations.

Person working on laptop with Enrich logo

Educational Program

Enrich Online Learning

Access personalized financial lessons about all kinds of topics with Enrich! This free financial wellbeing tool provides interactive online resources tailored to you including courses, articles, and more!

Two business people shaking hands

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Royal Credit Union Employer Partnerships

We partner with local organizations to provide their employees with discounts and special offers on our financial products and services. See if your employer is part of the program or how your organization can join!

Young man in a car

Help & How To

Way-to-Go Rewards Information

Way-to-Go Rewards are extra incentives for young adults with a Smart Start Checking account who pay their Royal vehicle or home loan on or before the due date to receive a bonus deposit into their checking account.



How To Get Started

You get more by being a Member at Royal! Become a Member today!

Not a Member?

If you don’t have any open Royal accounts, or if you're not the primary owner of an existing Royal savings account, use the button below to get started!

Already a Member?

If you already have an open Royal personal account, log in to online or mobile banking to start your new account application.

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Prefer to Visit an Office?

Instead of applying online, schedule an appointment at an office to apply.