Kids’ Savings
Kids' savings accounts include awesome extras to start their financial story off right
Call us at 800-341-9911 or visit an office
A kids’ savings account is an awesome introduction to the concept of banking. Kids can accompany an adult to an office to deposit their spare change or birthday money into their savings account and watch their funds grow.
When children ages 12 and under open a kids’ savings account at Royal, they’re also enrolled in Kid’s Club, a fun program offering a stamp card, in-office prizes, and family event invites. Royal also partners with certain school districts to provide School $ense locations where kids can transact on their savings account at school as if they were at an office.
Kids’ Savings Account Features
- $5 minimum opening deposit and minimum balance
- Earn a high rate with monthly dividends
- Free electronic or paper statements
- A parent or legal guardian must be a joint savings account holder or give permission for a minor under age 18 to have a savings account
Free Technology Features
- Free real-time alerts via our mobile app, text message, or email
- Free online banking and mobile app
- Free camera check deposit using the mobile app
Other Free Features
- Free ATM withdrawals at shared ATMs nationwide
- Free direct deposit or recurring transfers
- Free CompuTeller access
Kids' Savings Current Rate
Youth Financial Literacy
Royal is committed to educating kids of all ages about money topics. From our signature school programs to our youth financial education initiatives, we're working to bring money smarts to everyone in our communities
How to Get Started
Not a Member?
If you don’t have any open Royal accounts, or if you're not the primary owner of an existing Royal savings account, use the button below to get started!
Already a Member?
If you already have an open Royal personal account, log in to online or mobile banking to start your new account application.
Prefer to Visit an Office?
We're here to help open your account in person! Schedule an appointment to meet with a Royal expert at the office of your choice.
