Smart Start Checking
Smart Start Checking has extra perks for young adults plus no minimum balance and no monthly fees
Call us at 800-341-9911 or visit an office
Writing the first chapter of your financial story is easy with a Smart Start Checking account! This checking account is designed especially for ages 13-25. It includes two free NSF refunds per year^. You’ll also qualify for Way-to-Go Rewards with on-time payments on an auto loan or home loan. Smart Start Checking accounts come with a Visa® debit card, optional paper checks, and easy online account management tools. You also get our free mobile app with mobile check deposit!
Smart Start Checking Account Features
- Two free NSF refunds per year^
- Way-to-Go Rewards for on-time auto or home loan payments
- Free instant-issue Visa® debit card with secure EMV chip
- 40 free checks for new accounts (optional, provided on request)
- Free electronic or paper statements
- Free unlimited check writing
Free Technology Features
- Free real-time alerts via our mobile app, text message, or email
- Free online banking and Pay a Bill service
- Free Apple Pay®, Google Pay™, and Samsung Pay™ digital wallet compatibility
- Free mobile app
- Free camera check deposit using the mobile app
Other Free Features
- Surcharge-free withdrawals at 40,000+ ATMs nationwide
- Free direct deposit
- Free stop payments
- Free CompuTeller access
Royal Makes Managing Your Money Easy
Additional Resources
Other Checking Products
How To Get Started
We off many easy ways to open an account with Royal Credit Union
Apply Online Now
Complete our easy online application and get a decision fast.
Visit An Office
Instead of applying online, schedule an appointment at an office to apply.
Need Help?
If you have questions or need help, call our lending team at 800-341-9911 or visit our contact page.
