Choose Royal For Business Checking
Whether you’re starting or growing a business, Royal’s business checking account supports your business needs now and into the future!
Overview and Benefits
We offer two different business checking accounts. Both include features that make business banking easy, like debit cards, business Bill Pay, and our business mobile app with camera check deposit.
Royal Advantage Business Checking
- No minimum balance
- Does not earn dividends
Royal Advantage Plus Business Checking
- Earns dividends
- $3,000 minimum balance
- $10 monthly charge if the balance drops below the minimum at any time
Business Checking Accounts Offer
- Free Visa® debit card(s) with secure EMV chip and digital wallet support
- Business Bill Pay for convenient payments from your checking account
- 300 checks written or deposited for free each month
- Additional checks written or deposited over the 300-item limit have a $0.10 per item charge
- No monthly maintenance fees
- 40 free checks for new accounts
- Access to 40,000+ surcharge-free ATMs nationwide
Top Technology Features
- Free, secure online banking and mobile app
- Camera check deposit to your business account using the app
- Real-time transaction and balance alerts
- 24x7 access to our rcu.org virtual assistant
Get Answers Anytime
- Easy access to our team of business banking experts
- Personalized advice and recommendations
Real Local Businesses. Real Success Stories.
“It has been great to be part of Royal Credit Union and I really appreciate everything that they’ve done for me.”
- CRAIG | BUSINESS MEMBER, C&C COURTS, MINNEAPOLIS, MN
“We’re very grateful for what Royal has helped us achieve. Without Royal Credit Union, I don’t think we would be in the position that we are. They have our back.”
- JOHN & SAMANTHA | BUSINESS MEMBERS, MANCINO’S, EAU CLAIRE, WI
“If it wasn’t for Royal Credit Union, we wouldn’t be able to run our business.”
- MELISSA | BUSINESS MEMBER, ALLIANCE TREE CARE INC, WHITE BEAR LAKE, MN
Hear From A Royal Business Member
How To Get Started
There are several easy was to open a Royal Credit Union certificate account!
Not a Member?
If you don’t have any open Royal accounts, or if you're not the primary owner of an existing Royal savings account, use the button below to get started!
Already a Member?
If you already have an open Royal personal account, log in to online or mobile banking to start your new account application.
Prefer to Visit an Office?
Instead of applying online, schedule an appointment at an office to apply.