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Way-to-Go Rewards Information

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About Way-to-Go Rewards

Way-to-Go Rewards are extra incentives for young adults who pay their Royal home loan or vehicle loan on time. Members age 13-25 with a Smart Start Checking account simply need to make their first six loan payments on or before the due date to qualify for Way-to-Go Rewards. Qualifying rewards are deposited into the Member’s Smart Start Checking account on the second Tuesday of the month.

Way-to-Go Rewards For Vehicle Loans

If a Member enrolled in Smart Start Checking has a Royal Credit Union vehicle loan and makes their first six payments on or before the due date, Royal will deposit a one-time $50 incentive into their checking account. This incentive is available for new and used auto loans as well as loans for other types of new or used vehicles, like boats and RVs. Refinanced loans from other financials are also eligible.

Way-to-Go Rewards For Home Loans

If a Member enrolled in Smart Start Checking is a first-time homebuyer with a Royal Credit Union home mortgage loan and makes their first six payments on or before the due date, Royal will deposit a one-time $250 incentive into their checking account. This incentive is available for first mortgages only. Home Equity Lines of Credit and refinances are not eligible for this incentive.

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