IMPORTANT INFORMATION

Keep track of your card's balance to ensure your transactions are approved.

Notify the cashier of the exact balance when making a purchase that exceeds the balance remaining on the card in order for the card to be approved.

Include the tip at a restaurant in the initial transaction because it cannot be added once the sale has been authorized.

Pay inside for gas purchase. You will not be able to pay at the pump.

Do all your gift shopping at RCU! Give a gift that is flexible, easy, and convenient. The RCU Prepaid Visa Card is great for any occasion. You will never have to worry about going from store to store to find the perfect gift again! You'll enjoy features like acceptance at millions of locations, global recognition, and protection from fraudulent purchases.

Other benefits include:

Use the card anywhere Visa is accepted.

Handle your finances and your shopping with just one stop at any RCU office.*

Get unlimited online and automated telephone inquiries to check your card balance and purchase history.**

Register your card to protect it from being lost or stolen. If you do not register, we may not be able to replace your card.

Cards can be purchased in any amount from $25 to $500 at any RCU office.* There is a $2.50 per card processing charge and cards cannot be reloaded with additional funds. To avoid maintenance charges, use your RCU Prepaid Visa within the first six months.***

Sign the back of card immediately after receiving. The card does not have a PIN, so it can not be used at an ATM or for cash advances. You must choose "credit" as your payment option.

Keep your card in case of merchandise returns. The refunds are often credited back to the card used to make the original purchase. It may take three to seven days for the funds to be available.

If your card is lost or stolen or you have problems using the card at a merchant, please contact eFunds directly at mygiftcardmanager.com or 1-866-586-4438.

* Cards cannot be purchased at RCU Member Service.
**Get two free live-agent calls per month for question about your card. Excess monthly calls will be billed to your card at $0.50 each.
*** If the card still has a balance after the seventh month, there will be $2.50 charged to the card monthly until the balance is used up.