International Funds transfers through Directo a México are the most convenient way to transfer your money to Mexico. The payments are low-cost, fast, and secure. The money is transferred from RCU to Mexico where the Banco de Mexico delivers it to all the beneficiaries' banks in Mexico. By using Directo a México, your family receives more pesos for every dollar you send because Directo a México offers the best exchange rate in the market. In addition, you have the certainty that your money will arrive in the account that you choose.

How to Make Transfers

1. You need to be or become a Member of RCU.
Join RCU.

2. Simply ask one of our Member Service Representatives about Directo a México.
Contact member service.

3. Get the CLABE number or the number of the debit card of the person to whom you want to send money. We recommend providing the CLABE. The CLABE is printed on the account statements that your family receives from their bank in Mexico.

Directo a México provides the best features for you to send your money because the transfer is:

Secure—Transfers are carried out from and to the bank accounts that you choose. You and your family will not have to carry around cash or keep it in your house. You can take cash out of your bank account at the bank when you need it or at any ATM, or you can make your purchases using a debit card. By making bank-to-bank transfers, your payments are governed by the payment rules in each country.

Fast—The money is available on the next business day.

Low Cost—We offer a favorable transfer fee and the best exchange rate regardless of the amount that you send.

Convenient—Directo a México allows you to make automated transfers. Simply tell us which days you want the transfers to be sent automatically.

FAQs

When does the money arrive in Mexico?
The funds are available in the account in Mexico after 2:30 PM CST on the next business day after we send the money. Transfers must be made by 2:30 PM in order to be sent the same day.

Why should I have a bank account?
Sending money through Directo a México is what allows for a low transfer fee and a more favorable exchange rate. In addition, your money is safer in the bank than in your pockets or underneath your mattress. Having a bank account is the best way for you and your family to build a credit history and have access to other financial services such as a credit card or loan. A bank account is an essential requirement for a better financial future.

What is the CLABE?
It is the Clave Bancaria Estandarizada (Standardized Bank Key), a unique identifier, 18 digits in length, assigned to each bank account in Mexico that guarantees that transferred funds are only posted to the account instructed by the client.

Will I lose the money in my bank account if I return to Mexico or am deported?
No. The money belongs to you and you can easily access it through an ATM in Mexico using your debit card or by instructing your bank to transfer it to the account that you have indicated and previously authorized.

Does the receiver in Mexico need to have a bank account?
Yes. The beneficiary can receive money in his or her bank account and can withdraw it using a debit card at any ATM in Mexico.

Will I still get a great exchange rate if I only send a small amount of money?
Yes. Every transfer always receives the best exchange rate in the market regardless of the amount.

Do I need to to be a Member of RCU to send money through Directo a México?
Yes. If you are not already a Member, you can join RCU for as little as $5. Learn more.

What does it cost to send money through Directo a México?
RCU charges $20 per transfer.

How much money can I transfer per day?
You can transfer up to $1,000 per day.