With our automatic transaction services you spend less time at RCU and more time enjoying the best things in life.

Direct Deposit & Payroll Deduction

Benefits

Saves Time
Direct Deposit transfers funds automatically to your RCU account. This means no waiting in line to cash your check. Deposits are available immediately— which is perfect if you are traveling because you don’t even have to be in town to get paid.

Saves Money
All of our automatic transaction services are FREE*. You will save money by making fewer trips to RCU to cash checks.

Peace of Mind
Automatic transactions are more secure than using
checks. Money is transferred electronically and passes through fewer hands than a check. There is no need to worry about the check getting lost or stolen.

Privacy Protection
Protecting your personal and financial information is difficult these days. Keep your account information between you and RCU and reduce the chance of it being abused by a third party.

Accurate Record Keeping
Proof of deposits appear online immediately and on your monthly RCU statement. You know exactly when checks will be deposited so they are easy to track.

* Charges may apply on business services.

Our Direct Deposit and Payroll Deduction services deposit your check automatically into your RCU account. And as always with RCU, your deposits are federally insured up to $100,000 by NCUA.

Direct Deposit—Your entire paycheck is automatically deposited into your RCU Savings or Checking Account. The deposit is arranged by you and can be recurring (such as a paycheck) or one time (such as a tax refund). You even have the flexibility to make loan payments. When you sign-up, you will also receive discounted personal check printing on accounts at RCU.

Payroll Deduction—You specify the amount of your paycheck to be automatically deposited into your RCU Savings or Checking Account. You even have the flexibility to make loan payments.

Use Direct Deposit or Payroll Deduction for:

Paychecks and Bonuses
Dividends and Interest Earnings
Social Security Checks
Annuity, Pension, and IRA Deposits
Expense Reimbursements

Just like with a regular paycheck, your employer will issue a payment summary with every deposit. It will show your deductions for taxes, insurance, other obligations, and also the amount that was deposited into your RCU account(s).

Apply Today**
Simply give your employer RCU’s routing number (291880411) along with your account number. If your employer does not offer Direct Deposit or Payroll Deduction, encourage them to do so. Have your employer contact RCU’s Business Development Coordinator, Colleen Leuschner, at 715-833-8106 or 1-800-341-9911 ext. 8106.

Apply online for Direct Deposit or Payroll Deduction.*
Make changes to your current Direct Deposit or Payroll Deduction.*

Direct Payment

With Direct Payment, you can transfer money from your RCU account to another financial institution to pay your loan or deposit into your account. You can also transfer money from your account at another financial institution to your RCU savings, checking, or loan. Direct Payment even allows you to choose how often the transfer is made (weekly, bi-weekly, semi-monthly, monthly).

Use Direct Payment for:

IRA Contributions
Loan Payments
Savings at Another Financial Institution

Apply Today**
Stop by an RCU office or call Member Service.

*You must be a Member of RCU to complete this application.
Join RCU by completing the Membership Application.

** RCU must receive authorization at least 15 business days prior to the date you wish to start, change, or delete a deposit or payment. If deposit or payment falls on a weekend or a holiday, the transfer will be posted the business day prior to or following the scheduled date.