Royal Credit Union (RCU) is owned by its Members and run by a board of directors you elect. You can be confident that your financial privacy is a top priority of this credit union. We are required by law to give you this privacy notice to explain how we collect, use and safeguard your personal financial information.

	How We Protect You
	We restrict access to nonpublic personal information about you to those employees who have a specific business purpose in utilizing your data. Our employees are trained in the importance of maintaining Member confidentiality and privacy. We maintain physical, electronic, and procedural safeguards that comply with federal regulations and leading industry practices to safeguard your nonpublic personal information. In accordance with the Children’s Online Privacy Protection Act, RCU does not collect any information on children under the age of 13.

We are committed to providing you with competitive products and services to meet your financial needs, which necessitates that we share information about you with our affiliated third party financial service providers, which provide investment, insurance, and auto leasing services. We may also disclose information about you under other circumstances as permitted or required by law. These disclosures typically include information to follow your instructions as you authorize, to conduct the operations of the credit union, or to protect the security of our financial records.

We have entered into agreements with other companies that provide either services to us or additional financial products for you to consider. Under these arrangements, we may disclose all of the information we collected, as described below, to companies that perform marketing or other services on behalf of other financial institutions with whom we have joint marketing agreements.

To protect our member’s privacy, we only work with companies that agree to maintain strong confidentiality protections and limit the use of information we provide. We do not permit these companies to sell to other third parties the information we provide.

Information We Collect and Disclose About You
We collect the following nonpublic personal information about you from a variety of sources:

We obtain information from membership and other
   applications such as name, address, social security
   number, and income.
We obtain information from your transactions with us
   and our affiliates such as account balances, payment
   history, transactions, and credit card usage.
We obtain information from consumer reporting
   agencies such as your credit worthiness and history.
We obtain verification of information you provide on
   applications and other forms from current or past
   employers, other financial institutions, and other
   sources listed on the application.

If you terminate your membership with RCU, we will not share information we have collected about you, except as permitted by law.

For More
Information

Call 715-833-8111
or 1-800-341-9911

Email Member Service