Going to college can be overwhelming, but paying for it shouldn't be. We have provided student loans for more than 35 years so we know how to make financing your education easy and affordable. Reach for your degree today.

We offer subsidized and unsubsidized Stafford Loans for students, and GradPLUS Loans for graduate and professional students. Parents can also borrow for their child’s education under the Parent Loan for Undergraduate Students (PLUS).

RCU Lender Code

Enter RCU’s lender code #823459 on your student loan application.

Federal Loans
The first step toward getting federal student loans is to complete and submit the Free Application for Federal Student Aid (FAFSA). The information you provide is used to determine your eligibility for various types of federal aid including Stafford and PLUS loans. The application process for federal student loans may vary slightly from school to school, but you must always complete a Master Promissory Note (MPN) that indicates you agree to the terms and conditions and will pay back the loan.

Students:
Complete your MPN online for the Stafford Loan.

Parents:
Complete your MPN online for the Parent PLUS Loan.

Graduates and Professional Students:
Complete your MPN online for the Graduate PLUS Loan.

All loans are guaranteed by Great Lakes Educational Loan Services Corporation. Once your loan is complete you can visit the Great Lakes website to view information such as interest paid, payment history, and payoff amount. Great Lakes can be reached at 1-800-236-4300 or online (click on ‘IBIS – Borrower Inquiry’ for information on your loan).
View Great Lakes' website.

Advantages to an RCU Student Loan:

Low interest rates
Fast loan approval and turnaround
Experienced local student loan department staff to
help you through the financial aid process
Payments are deferred until six months after you
are out of school
Available to all students attending (full or part-time)
A choice of repayment plans to suit your budget

Repayment options include:

Regular Payment Plan (10-year amortization
or $50 monthly minimum payment)
Graduated Payment Plan
Income-Sensitive Plan

	CompleteEd

Private Student Loans from CompleteEd™
Money for college can come in various forms: scholarships, grants, federal financing, and savings. Even with all of these funding options, it may not be enough. Fortunately, there is another option, CompleteEd private student loans. You can apply online and if you're a credit union member, you will receive discounted rates.

Other benefits include: