APR

1/4% Discount

Monthly Payment*

Secured 24 Months

6.25%

6.00%

$44.43

Secured 36 Months

6.65%

6.40%

$30.72

Secured 48 Months

6.75%

6.50%

$23.83

Secured 60 Months

6.99%

6.74%

$19.80

Secured 72 Months

7.74%

7.49%

$17.41

(Secured - new or used autos, boats, motorcycles, etc.)

Unsecured 24 Months

8.49%

8.24%

$45.45

Unsecured 36 Months

9.50%

9.25%

$32.03

PrimeLine up to 80%
of equity**

4.00%

n/a

n/a

PrimeLine over 80%
of equity**

5.50%

n/a

n/a

RCU Preferred VISA

9.58%

n/a

3% of balance
or $10***

Overdraft Protection
(Kwik Cash )

18.00%

n/a

n/a

APR = Annual Percentage Rate
Rates current as of 08/21/2008
Last changed on 08/12/2008

The above rates are subject to change at any time without notice. Other rates and terms are also available. Rates subject to credit approval. Down payment requirements may apply. Any minimum, fixed, transaction, activity or similar charge may be imposed. The credit union may also include a range of charges that may apply.

* Monthly payment is based on payment per $1,000 for APR rate and term.
** Annual Percentage Rate may vary, and the maximum interest rate of 18% may be imposed in a variable-rate plan. The credit union may also include a range of charges between $0 to $500 that may apply.
*** Whichever is greater of 3% or $10.