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Use the equity in your home to make home improvements, purchase a vehicle, consolidate your debt, or take a
vacation. Plus, the interest may be tax deductible (consult your tax advisor).
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Rates |
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Up to 80% of Equity
APR: 5.00% |
81% to 100% of Equity
APR: 7.00% |
APR=Annual Percentage Rate. Rates current as of 01/07/2009.
Last changed on 12/10/2008. APR may vary and the maximum interest rate of 18% may be imposed in a variable-rate plan. For qualified borrowers only. Any minimum, fixed, transaction, activity, or similar charge may be imposed. The credit union may also include a range of charges between $0 and $500 that may apply. Manufactured, modular, and mobile homes qualify for 80% financing. All other traditional homes qualify for 100% financing. PrimeLine has a rate floor of 5%.
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Our PrimeLine Home Equity Loan is a line of credit secured by your home, vacation home, or second home in the state of Wisconsin. There is no minimum advance limit.
6 Months Fixed (Minimum rate of 5%)
 80% LTV (loan to value) with rate set at
Prime minus 0.5%*
81% to 100% LTV with rate set at 3.75%
above Prime*
3 Year Fixed (Minimum rate of 5%)
80% LTV with rate set at 2.25% above Prime*
81% to 100% LTV with rate set at 4.25%
above Prime*
5 Year Fixed (Minimum rate of 5%)
80% LTV with rate set at 2.75% above Prime*
81% to 100% LTV with rate set at 4.75%
above Prime*
Open a PrimeLine for any amount and
avoid all closing costs with a line of
credit of $10,000 or more. If you already
have a line of credit, we may be able to
increase it for you! Qualify for a $5,000
or more increase, and we'll pay the
closing costs. RCU's PrimeLine has no charges. No
annual charge, no advance charge, and in
some cases, no closing costs.
Access your line of credit in any of the following ways:
Write a PrimeLine check
Ask a teller for an advance
Call CompuTeller to transfer to savings or checking
Use eBranch to transfer to savings or checking
Apply for a 80% LTV Home Equity Loan online.**
Apply for a 100% LTV Home Equity Loan online.**
Read more about Home Equity Lines of Credit.
*Rates available for qualified borrows. PrimeLine has a rate floor of 5%.
** You must be a Member of RCU to complete this application.
Join RCU by completing the Membership Application.
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